Texas Insurance Adjuster License
Houston & Galveston Texas Still Need Insurance
Claims Adjusters For Ike Damage - Huge Hailstorm in Austin
Reciprocal license acceptance in 32 states - Check your state regulations
NO COLLEGE DEGREE REQUIRED
In today's world with more natural disasters like Hurricane Ike occurring every day, join the team of elite professionals in the lucrative field of insurance claims adjusting. Get your license BEFORE the 2009 damage occurs! A hard working independent adjuster working on a per claim basis, processing 3 to 5 a day, could easily make $1000 a day.
Texas Insurance Adjuster Property & Casualty Licensing Course & Exam approved by the Texas Department of Insurance
STATE APPROVAL NUMBER 45064EX400
This Insurance Agent Pre-Licensing course was developed using the most up-to-date exam outline given by the The Texas Department of Insurance and Thomson Prometric.
COURSE TITLE HOURS COST
Give yourself a winning edge by adding a Live Instructor Subscription to your pre-licensing course enrollment. This service gives you phone and email access to our in-house insurance expert and trainer to help personalize your online learning by giving you tailored guidance in preparing to obtain a Property & Casualty, Life & Health or Adjuster License. When this add-on is purchased you will receive an email with instructions on how to access the following services:
• Live Instructor Help Desk: Direct access to an in-house insurance expert and instructor to answer your questions about course content or the insurance licensing process. Our live instructor help desk is available to you from 8:30am to 4:30pm CST by phone and email (voicemail and email responded to within 24 business hours). Valid for 30 days from the date of enrollment.
• Licensing Exam Prep Webcast: Access live web-casts offering guidance on test taking strategies, guidance on examination procedures and supplemental materials to help you pass your exam. Valid for 30 days from the date of enrollment.
• Licensing Exam Remediation: If you are unsuccessful in your first attempt at passing the state exam, send your test results to the instructor. Your results will be analyzed and a personalized remediation plan will be delivered to you (by email) to guide you on which areas to study up on and get back on track to pass your exam. Valid for 120 from the date of enrollment.
• Lead Instructor Bio:
Jack Frick, CIC, CISR, AIS, M. Div.
Jack has over 30 years of insurance industry experience that includes being a personal producer, sales manager, agency owner, commercial lines underwriter, claims adjuster, field representative and Director of Training for a major insurance carrier. Jack holds over 12 years experience as an insurance pre-licensing instructor. During his tenure as an instructor he has trained over 13,000 students with a 90%+ licensing exam pass rate. Jack has also been a co-author of numerous insurance text-books and served 9 years at the National Alliance for Insurance Education and Research, one of the nation's leading providers of advanced insurance designations.
SPECIAL NOTE:
Keep in mind that if you have a Texas Insurance Adjusters license and any of the states below have a natural disaster occurring like hurricanes etc - Texas has a reciprocal license agreement with them and you may be able to work these states with an emergency permit from that state.
Alabama
Georgia Mississippi Oregon
Georgia Mississippi OregonAlaska Hawaii Montana Rhode Island
Hawaii Montana Rhode IslandArizona Idaho Nevada South Carolina
Idaho Nevada South CarolinaArkansasKentucky New Hampshire Utah
Kentucky New Hampshire UtahCalifornia Maine New Mexico Vermont
Connecticut Massachuttes New York Washington
Delaware Michigan North Carolina West Virginia
Florida Minnesota Oklahoma Wyoming
Our Guarantee to You
If you do not pass your Texas Insurance License exam after taking one of our online preparation courses, you’ll be refunded the full amount of the course or given the option to take the course over.
COURSE DESCRIPTION
This Texas adjuster course will prepare individuals for the Texas Property & Casualty Insurance Adjuster exam which is administered at the end of the course. All foundation concepts relating to property and casualty insurance adjusting are covered. Also included are the very important 'Texas specific' insurance laws and regulations provided by the Texas Department of Insurance.
TOPICS COVERED
For Enrollment Questions call 877.230.9485
We offer support 7 days a week, 24 hours a day
- Licensing Requirements (Tx)
- Adjuster Practices. Responsibilities, & Duties (Tx)
- Personal Lines Coverage with ISO & Tx forms HO-A, HO-B, & HO-C
- Insurance Terms & Related Concepts
- Marketing Practices
- Standard Fire Policy
- Auto Liability & Texas PAP
- Commercial Lines Coverage
- Inland Marine
- Ocean Marine
- Bonds
- Additional Coverages, Exclusions, & Extensions
COURSE ACCESS
The course will be accessible 24/7 with around the clock technical support available.
COURSE AVAILABILITY
The course will be available for 365 days from registration.
TESTING REQUIREMENTS
Testing will consist of lesson quizzes and one final examination.
You will need to pass the examination with a 70% in order to receive your Texas Propery & Casualty Adjusters License.
Upon course completion you will need to submit your certificate along with a finger print card, adjuster License application and the $50 fee to the Texas Department of Insurance. Once this is submitted TDI will process the approval and mail the Texas Adjuster License to you.
CERTIFICATE AVAILABILITY
Upon Course Completion Your Certificate will be mailed to you within 5 - 7 business days.
Online SchoolRoom and 360training have colabrated to provide online education for the Insurance and Finance industry. Online SchoolRoom is dedicated to providing online insurance continuing education courses in the most cost-effective and time-efficient manner possible. Our online school provides continuing education for insurance agents as well as pre license and life insurance continuing education courses. (One of our most popular is the Tx Insurance Claims Adjuster License course.) The courses are easy to navigate and cost a fraction of a traditional classroom course. Students may print the certificate online upon completion of the course, or we'll mail it. In addition, students can log on or off at leisure during the course process from any computer with an internet connection.
Online SchoolRoom's products and services help organizations successfully manage all aspects of their internal or external eLearning programs & streamline compliance, career education, and certification requirements for the cosmetology, OSHA, defensive driving, real estate, insurance, financial services, hospitality and CPE industries. View entire catalog.
Get your insurance education credits and insurance license continuing education anytime, anywhere. All you need is a computer and the Internet. Browse our Insurance course catalog -- select a state, then select a course.
Houston & Galveston TX Insurance claims adjuster license training online
LESSONS
Introduction
LESSON 1: Insurance Basics
Insurance Basics LESSON 2: Adjusting Losses
Adjusting Losses LESSON 3: Homeowners & Dwelling Policies
Homeowners & Dwelling PoliciesLESSON 4: Personal & Business (Commercial) Automobile Insurance
Personal & Business (Commercial) Automobile Insurance LESSON 5: Commercial Lines Coverage
Commercial Lines Coverage LESSON 6: Workers' Compensation
Workers' Compensation LESSON 7: Other Coverages
Other CoveragesLESSON 8: Texas Statutes & Rules Common to Property & Casualty Insurance
Texas Statutes & Rules Common to Property & Casualty InsuranceLESSON 9: Adjuster Practices, Responsibilities & Duties
Adjuster Practices, Responsibilities & DutiesLESSON 10: Coverage for Homeowners, Automobile & Workers' Compensation
Wednesday, May 4, 2005
Texas had most weather-related insurance claims in first quarter
Austin Business Journal
Mostly because of hailstorms in the Austin area and the Hill Country, Texas led the country in insured catastrophic losses during the first quarter, the Insurance Council of Texas said Wednesday.
According to the Insurance Services Office Property Claims Services unit in Jersey City, N.J., Texas led all other states with $565 million in weather losses from Jan. 1 through March 31. California's wet weather placed it at a distant second for catastrophic losses, with $275 million.
The Insurance Council of Texas estimates that insured losses from storms in the Austin area will amount to about $140 million once all the claims have been settled.
On March 25, a cold front triggered several thunderstorms that packed high winds and large hail, striking portions of the Austin area and the Hill Country. Council spokesman Mark Hanna says those storms resulted in about 40,000 insurance claims
P/C Insurers Apply Lessons from Hurricane Katrina
June 2, 2009
The property/casualty insurance industry is employing advancements in catastrophe modeling and considering the impact of the creation of a national catastrophe fund as it applies lessons learned from Hurricane Katrina.
Experts on a panel moderated by Louisiana Insurance Commissioner Jim Donelon at the Casualty Actuarial Society's Spring Meeting in New Orleans discussed the post-catastrophe landscape in the city that was dramatically changed by 2005's Katrina.
Since Hurricane Katrina, catastrophe modeling firms and the property and casualty insurance industry have learned more about the scientific and actuarial nature of hurricane risk, experts say.
The current state of the science on climate change projects potentially less frequent, but more severe tropical cyclones, said John Rollins, vice president of AIR Worldwide Corp. Rollins added that research on the impact of climate anomalies on hurricanes has influenced modeling advances.
"The research of AIR and other modeling companies has tried to capitalize on climate science and adapt it into the parameters of the catastrophe models," Rollins said.
In validating the models, the 2004/2005 hurricanes provided unprecedented quantities of detailed claims data, Rollins said. He said that modeling firms review actual insurer storm claims data against modeled damage for the same locations and examine results by coverage, construction, and occupancy type.
For example, damage to pool enclosures, which are common in Florida and can cost between $10,000 to $50,000, accounted for about 15-20 percent of losses from these hurricanes. The average claim per unit of exposure was reported to be as much as 35 percent higher for homes with pool enclosures.
"We have to get a handle on what to charge for that because it's the type of thing that might fly under the radar of a catastrophe modeler and the industry until after an event," Rollins said.
Modelers are also in a unique position to help companies address exposure data challenges, he emphasized. They can do this by delivering commercial and residential property specific data, including replacement value, and enhancing the capture and use of quality exposure data at the point of underwriting.
Under Commissioner Donelon's leadership, the Louisiana market has even gotten stronger under the policies the commissioner implemented, says John Forney, managing director for public finance at Raymond James & Associates Inc. The management team Donelon hired at the state-run property insurer of last resort, Louisiana Citizens Property Insurance Corporation (LCPIC), has also been an asset, he added.
"The provision of insurance for natural catastrophes is not a science that is cast in stone," Forney said. "It occurs at the intersection of insurance, finance, economics and public policy and there isn't a huge realm of data that enables an actuary to pinpoint exactly how this whole business works and how it should work from both the financial and actuarial standpoint, as well as from a public policy standpoint," he said.
Forney listed some of the major catastrophes in the U.S. since Hurricane Andrew in 1992 that caused $15.5 billion in insured losses in South Florida and pointed out that seven of the 10 most costly catastrophes have occurred since 2004.
Forney said lessons learned include the extreme difficulty of insuring losses from natural catastrophes.
"Some might say they're impossible to insure," he warned, "they violate some of the fundamental standard conditions of insurability because they're infrequent, they're catastrophic, they unpredictable, and the losses are interdependent."
Forney said that these factors had resulted in an increasing trend toward government involvement in catastrophe insurance and reinsurance. He listed the creation of the Florida Hurricane Catastrophe Fund in 1993, the California Earthquake Authority in 1996, the Terrorism Risk Insurance Act in 2002, and the creation of state-run insurers in Florida (2002) and Louisiana (2003) as examples.
Commissioner Donelon said the creation of Louisiana Citizens Property Insurance Corp. has worked exactly as it was designed and has put the state in a better position than other states with similar programs, such as Florida and Texas.
"Those states, though, like Louisiana, are working to solve their problems but are also looking to the federal government to create a responsible safety net similar to TRIA to provide financial assistance, if needed," the commissioner added.
Addressing the hurricane peril in Louisiana in the post-Katrina landscape from a public policy standpoint, David Chernick, a consulting actuary for Milliman Inc., examined the capacity, availability, and affordability of residential property insurance in the state.
"Since Katrina hit, the size and number of policies in the residual market (LCPIC) is about the same and so obviously the work of the (insurance) commissioner has paid off in keeping the policy count down," he said. But the size of the exposure has doubled from $14.9 billion in December 2005 to $27 billion in April of this year, "and I think this is a phenomenon we're going to see everywhere because the cost of rebuilding houses is going to go up every year."
Chernick provided an overview of the Homeowners Defense Act of 2009, draft legislation that would create a national catastrophe fund, which among its provisions would offer catastrophe reinsurance to state catastrophe plans; encourage states to create state catastrophe funds; offer liquidity and catastrophic loans to state plans; and provide funding for mitigation and preparedness.
Applying the basic structure of a national and state catastrophe fund system to what is in place currently in Louisiana, Chernick showed that for a one-in-a-thousand year event causing $16 billion in insured losses, primary insurers would pay out $6.9 billion, a Louisiana State Cat Fund would be responsible for $4.7 billion, a National Cat Fund would pick up $3.2 billion, and Louisiana Citizens would take care of the remaining $1.2 billion. In contrast, under the current system primary insurers would pay out an estimated $9.5 billion, $4.1 billion would be from reinsurance/catastrophe bonds, and the remaining $2.4 billion would fall to the state-run LCPIC.
A national/state cat fund system would result in an average statewide savings in Louisiana of about 28 cents out of every dollar of homeowner insurance premium, he said.
WASHINGTON, D.C. -- The Department of Homeland Security's Federal Emergency Management Agency (FEMA) is coordinating the joint efforts of federal, tribal, state and local partners as immediate response activities begin to reach completion and recovery efforts begin across the Gulf Coast.
Tuesday, October 21, 2008
Gov. Perry Requests Extension for Federal Assistance for Ike Recovery
AUSTIN – Gov. Rick Perry has requested that FEMA extend for 18 months its agreement to pay 100 percent of emergency protective measures and debris removal for Hurricane Ike. He also asked federal officials to adjust the federal cost share to 100 percent for all categories of public assistance and expand direct federal assistance and hazard mitigation for all counties included in the governor’s original emergency declaration. .
President George W Bush is visiting Galveston and Houston in Texas to see the damage caused by Hurricane Ike..
He is being briefed by local officials in the two cities and taking a helicopter tour of the affected area.
Houston & Galveston TX Insurance claims adjuster license training online
Again, the Texas insurance claims adjuster license we offer was approved by TDI for Online SchoolRoom/360training, provider # 2700, course approval number 45064EX400. If you successfully complete the course and pass the final , you will also be eligible to receive your Texas Adjusters P&C License. Once the final is completed 360training will mail your COC (Certificate of Completion) within 5-7 business days. Mail that, along with your fingerprint receipt, TDI Adjuster Application and the $50 fee to TDI. Fingerprints are now submitted electronically to TDI and appointments for fingerprint services at a Prometric location can be made with Integrated Biometric Technology at 888-467-2080 or online at http://www.iisfingerprint.com. The license application and address for TDI can be found on the website at: http://www.tdi.state.tx.us/forms/agents.html. This course is approved as a substitute for the Texas Adjuster Exam; if completion of this course and exam is successful.. you will be exempt from taking the exam through the Texas Department of Insurance.
The Advantage of Using OnlineSchoolRoom
Our Guarantee to You
If you do not pass your Texas Insurance License exam after taking one of our online preparation courses, you’ll be refunded the full amount of the course or given the option to take the course over.
Courses Follow Outline for Texas Licensing Exams
Our 40-hour P/C and L/H courses have been created to follow the Texas Insurance Department and Thomson Prometric state exam outline
Save Time
Our online courses can be taken anywhere, anytime, from any computer. All you need is a computer with internet connection. You won't have to take off from work or family obligations, and there will be no more driving to a classroom location.
High Quality
Our online Texas License Preparation insurance courses feature interactive multimedia and audio to enhance your learning experience. The courses have been created to meet the examination standards of Thomson Prometric.
Catastrophe or Emergency Adjusters In Texas
Reciprocal Licensing of Non-Resident Adjusters
1. Nonresident insurance adjusters exemption: Nonresident insurance adjusters do not have to be licensed in Texas when acting as a temporary substitute for a licensed adjuster for the adjustment of losses arising out of a catastrophe common to all such losses.
2. Individuals not otherwise licensed as adjusters may be emergency adjusters: In the event of a catastrophe, an emergency adjuster license may be issued to residents or nonresidents of Texas who may or may not be otherwise licensed adjusters.
3. 90 day period: The emergency license will remain in force for 90 days with an allowable 90 day extension.
4. Emergency Adjusters not required to receive a Texas license before commencing work: Within five days of any applicant commencing work, the employer shall submit an application for the emergency adjuster. The emergency adjuster does not have to receive a Texas adjuster license before beginning work as an emergency adjuster.
5. Emergency adjuster applications given first priority in processing: Emergency adjuster applications are processed on the day received ahead of all other applications.
6. Applications and license status is available on the Internet: Our website contains a copy of the application for licensing and displays the status of individual licensees. The website location is: www.tdi.state.tx.us
Houston & Galveston TX Insurance claims adjuster license training online
§ 4101.101. EMERGENCY LICENSE. (a) If a catastrophe or an emergency arises out of a disaster, act of God, riot, civil commotion, conflagration, or other similar occurrence, the commissioner shall, on application, issue an emergency license to a person if the application is certified to the commissioner not later than the fifth day after the date on which the person begins work as an adjuster by:
(1) a person who holds a license under this chapter; or
(2) an insurer that maintains an office in this state and holds a certificate of authority to engage in the business of insurance in this state.
(b) The person or insurer that certifies an application under Subsection (a) is responsible for the loss or claims practices of the emergency license holder whom the person or insurer certifies.
(c) The commissioner may, after notice and hearing, revoke an emergency license on grounds specified by Section 4101.201.
(d) An emergency license is effective for a period not to exceed 90 days. The commissioner may extend the term of the emergency license for an additional period of 90 days.
(e) The commissioner shall establish a fee for an emergency license in an amount not to exceed $20. A person issued an emergency license shall remit the fee to the department not later than the 30th day after the date on which the department issues the license.
(f) The commissioner may issue an emergency license to an applicant who meets the requirements of Subsection (a) regardless of whether the applicant is:
(1) a resident of this state; or
(2) an otherwise licensed adjuster.
NATURE OF THE WORK
Individuals and businesses purchase insurance policies to protect against monetary losses. In the event of a loss, policyholders submit claims, or requests for payment, as compensation for their loss. Licensed Tx insurance claims adjusters work primarily for property and casualty insurance companies, for whom they handle a variety of claims. Their main role is to invesigate the claims, negotiate settlements, and authorize payments to claimants.
Adjusters plan and schedule the work required to process a claim that would follow, for example, damage caused by Hurricane Ike in the Houston Galveston area.
This information was taken from the occupational profiles on TDI's website.
You will be proud to hold a Tx Insurance Claims Adjuster license.
Houston & Galveston TX Insurance claims adjuster license training online
Back to top QUESTIONS
Is it secure to send my credit card information over the internet?
Yes. Classroom Online/360Training uses a secure server to process all transactions, since credit card transactions are very sensitive in nature.
What happens if I get disconnected from the internet?
If you get disconnected from the internet, you will need to log back into your account using your Username ID and your password. In this case, you will return to the beginning of the lesson you were working on.
Can I take the course from various locations and computers?
Our courses are set up for students to access their account from any computer that is compatible and has Internet capabilities.
What happens if I have technical difficulties or the system malfunctions during the course?
If you experience any problem while taking the course, please call 866.959.6230 for assistance. Customer service is provided 24/7.
ADJUSTER LICENSE REQUIREMENTS
- Be 18 years of age or more
- Be a United States citizen or legal alien who possesses a work authorization from the US Immigration and Naturalization Services
- Take a certified adjuster pre-licensing course, or
- Successfully complete the Thomson-Prometric State Exam
- If a non-resident applicant holds a license in another state that allows Texas adjusters to operate within their jurisdiction, that applicant does not need to take the state exam pr pre-licensing course
- Exemption: Adjusters holding an AIC (Associate in Claims) or CPCU (Chartered Property and Casualty Underwriter) are not required to pass the state exam or take a pre-licensing course
Houston & Galveston TX Insurance claims adjuster license training online - Houston Galveston Texas area ravaged by Hurricane Ike. Need Tx insurance claims adjusters with license now
Storm damage grows
Storms knock out power, cause damage
By Lee Anderson
Originally published 10:09 a.m., June 6, 2008
Updated 11:10 a.m., June 6, 2008
VERNON, TX (Special)---Jeremy Anzaldua and his father Ernest Anzaldua cut limbs from a massive tree that fell onto his driveway at 2605 Crescent Dr. The tree was located in the yard of Ronnie and Paula Bailey located across the street and blocked both driveways. Jeremy Anzaldua said that Paula Bailey had moved her vehicle just before the tree fell.
VERNON, TX (Special)---A vehicle being worked on at a part time business on north Main St. was trapped when the barn housing the business was destroyed by what the National Weather Service in Norman, Okla. said was straight winds. Kim Bess co-owner of the business said he had left the location shortly before the storm hit.
VERNON, TX (Special)---James Hollingsworth works to salvage tools, a riding lawn mover and other equipment from a barn destroyed just west of here on U.S. Hwy 70. Hollingsworth said he purchased the building in February to store roofing materials used by his business.
An extremely strong line of thunderstorms pounded North Texas and southern Oklahoma Thursday night, causing major damage in many areas of both states.
No injuries were reported.
The city of Vernon appeared to be among the hardest hit in North Texas. Power was out throughout town today and Wilbarger General Hospital was being forced to use emergency generators.
City, county, state and other officials met in Vernon this morning to devise a recovery plan.
At the brief meeting, officials indicated the possibility exists that patients may have to be transferred from the hospital if electricity has not been restored later in the day.
Because of the power outage, Vernon is under a water boil order and residents were being urged to conserve water. The city’s waste water treatment system remained fully operational.
City officials said electricity had been restored in a small area in the northern part of Vernon by mid-day.
The American Red Cross in Wichita Falls was en route to Vernon, bringing water and ice, and will be located at the courthouse.
At the emergency meeting, officials said Nortex Regional Planning Commission is sending its emergency response trailer, which will be set up at the police department. The local emergency trailer, being used as a communications post, is located at the fire station.
The National Weather Service in Norman reported winds at 70 miles per hour in Vernon, Crowell and Frederick, Okla., and that the squall line that moved across the area packed winds of 80 to 100 miles per hour. There was no indication of a tornado.
As of mid-morning, TxDot was erecting stop signs at all major intersections in Vernon.
Electricity was out in a small neighborhood in the western part of Burkburnett, according to Emergency Management Coordinator Ed Stahr.
“We currently have some residents without power. It is not as substantial as reported,” Stahr said. “TXU is in town and working on the problem. We hope to have it restored by noon.
“Most of the damage was a couple of awnings and carports torn loose and blown down. Tree limbs are down and about a dozen power poles were snapped.”
He said there were no reports of injury.
All roads in Burkburnett were cleared and back open today.
“We are in a cleanup phase now,” Stahr said. “It was brief but intense storm.”
He said winds were clocked at 70 mph at the police station at the height of the storm.
No damage was reported at Sheppard Air Force Base, authorities said.
Scattered power outages were reported in Wichita Falls, said Mike Nieto, west region manager for Oncor. He said power should be restored by late this evening.
State editorial roundup
By The Associated Press © 2008 The Associated Press
Nov. 24, 2008, 3:40PM
Nov. 21
The Dallas Morning News on more FEMA woes:
Gov. Rick Perry is right to be fed up with the Federal Emergency Management Agency's unfulfilled promises to help clean up the Texas Gulf Coast in the wake of Hurricane Ike.
Trailers didn't arrive in the numbers promised. Some that did were padlocked and unusable. But if that's not enough of slap in the face to hurricane victims, FEMA now is trying to dump cleanup costs it should pay onto Texas counties.
This is reprehensible behavior, and to Mr. Perry's credit, he's not standing idle. Last week, he announced a new commission to oversee rebuilding costs and ordered state transportation officials to haul away debris. It's the right thing for the state government to do because residents are suffering and FEMA seems to be running in the opposite direction.
The federal agency should demonstrate a similar sense of responsibility. If FEMA wins this battle to skirt its obligations, Texas counties would be on the financial hook for about $500 million, or 25 percent of the $2 billion cleanup cost an amount they can't afford. In Chambers County, for example, the cleanup tab would exceed $10 million, nearly half the county's annual budget. Tapping the state budget surplus and rainy day fund, as the feds want Texas to do, isn't an option either. Although the rainy day fund contains about $6.9 billion, a large portion is committed to state programs.
FEMA seems to be singling out Texas unfairly. The federal agency paid all debris removal costs after Hurricane Katrina swept across Louisiana, and it should do the same for Texas.
The mess is compounded by the lack of straight answers. Gov. Perry's office tells us that President George W. Bush didn't even know of the Texas request for aid when the governor spoke with the president by phone last week.
Meanwhile, Texas coastal communities are waiting for help. Hundreds of residents still live in tents, disabled cars and condemned homes as they await FEMA inspectors, insurance adjusters, mobile homes and utilities. If this is emergency management, we'd hate to see emergency mismanagement.
On the morning of September 13, 2008, the eye of Hurricane Ike approached the Texas coast near Galveston Bay, making landfall at 2:10 a.m. CDT over the east end of Galveston Island. People in low-lying areas who had not heeded evacuation orders, in single-family one- or two-story homes, were warned by the weather service that they may "face certain death" from the overnight storm surge.
In regional Texas towns, electrical power began failing before 8 p.m. CDT, leaving millions without power (estimates range from 2.8 million) to 4.5 million customers). Flood waters begin to rise in a neighborhood of Galveston, Texas. In Galveston, by 4 p.m. CDT on September 12, the rising storm surge began overtopping the 17-ft (5.2 m) Galveston Seawall, which faces the Gulf of Mexico; waves had been crashing along the seawall earlier, from 9 a.m. CDT.
Although Seawall Boulevard is elevated above the shoreline, many areas of town slope down behind the seawall to the lower elevation of Galveston Island. Even though there were advance evacuation plans, Mary Jo Naschke, spokesperson for the city of Galveston, estimated that (as of Friday morning) a quarter of the city's residents paid no attention to calls for them to evacuate, despite predictions that most of Galveston Island would suffer heavy flooding storm tide.
By 6 p.m. Friday night, estimates varied as to how many of the 58,000 residents remained, but the figures of remaining residents were in the thousands. Widespread flooding included downtown Galveston: six ft (2 m) deep inside the Galveston County Courthouse, and the University of Texas Medical Branch at Galveston was flooded. - source: Wikipedia
2009 Forecast
EXTENDED RANGE FORECAST OF ATLANTIC SEASONAL HURRICANE ACTIVITY AND U.S. LANDFALL STRIKE PROBABILITY FOR 2009
We foresee a somewhat above-average Atlantic basin tropical cyclone season in 2009. We anticipate an above-average probability of United States major hurricane landfall.
(as of 10 December 2008)
By Philip J. Klotzbach1 and William M. Gray2
ATLANTIC BASIN SEASONAL HURRICANE FORECAST FOR 2009 Forecast Parameter and 1950-2000
Climatology (in parentheses) 10 December 2008
10 December 2008 Forecast for 2009
Named Storms (NS) (9.6) 14
14 Named Storm Days (NSD) (49.1) 70
70 Hurricanes (H) (5.9) 7
7 Hurricane Days (HD) (24.5) 30
30 Intense Hurricanes (IH) (2.3) 3
3 Intense Hurricane Days (IHD) (5.0) 7
7 Accumulated Cyclone Energy (ACE) (96.1) 125
125 Net Tropical Cyclone Activity (NTC) (100%) 135
135 PROBABILITIES FOR AT LEAST ONE MAJOR (CATEGORY 3-4-5) HURRICANE LANDFALL ON EACH OF THE FOLLOWING COASTAL AREAS:
1) Entire U.S. coastline - 63% (average for last century is 52%)
2) U.S. East Coast Including Peninsula Florida - 39% (average for last century is 31%)
3) Gulf Coast from the Florida Panhandle westward to Brownsville - 38% (average for last century is 30%)
4) Above-average major hurricane landfall risk in the Caribbean
Cities served:
Texas Property & Casualty Insurance claims adjuster license training online. Texas Property & Casualty Insurance Adjuster exam prep, Texas P&C Licensing Course and Exam, Standard Fire Policy, Auto Liability & Texas PAP
COMPLETE ONLINE TRAINING! SELF PACED STATE APPROVED!
Texas Property & Casualty Insurance claims adjuster license training online. Texas Property & Casualty Insurance Adjuster exam prep, Texas P&C Licensing Course and Exam, Standard Fire Policy, Auto Liability & Texas PAP
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